Product we build and operate
Chama Smart — Group savings ledger for Kenya
Odutechspace Limited · Fintech / savings groups · Ongoing product
Chamas, SACCOs, and investment groups often track contributions and payouts in shared spreadsheets. Members chase the treasurer for balances, statements arrive late, and loans or investments sit outside the same record.
The challenge
Chamas, SACCOs, and investment groups often track contributions and payouts in shared spreadsheets. Members chase the treasurer for balances, statements arrive late, and loans or investments sit outside the same record.
What we built
We built Chama Smart as a web app for group savings: one ledger for contributions and disbursements, M-Pesa and payment links, WhatsApp !balance and !statement for admins, scheduled PDF statements, plus loans, investments, and multi-organization membership. Chama Smart is a product offered by Odutechspace Limited.
Offered by Odutechspace Limited.
Outcomes
- One shared ledger instead of a spreadsheet per cycle
- WhatsApp balance and statement commands for admins
- M-Pesa and payment links for contributions
- Scheduled PDF statements by email